How to File a UPI Refund Complaint and Submit an NPCI Complaint Online
Digital payments have become a daily habit in India, and UPI has made sending and receiving money incredibly simple. However, mistakes, technical glitches, or failed transactions can sometimes lead to money getting stuck or debited without being credited. In such situations, knowing how to raise an upi refund complaint or file an npci complaint online can save you time, stress, and unnecessary follow-ups. Understanding Common UPI Refund Issues UPI refund problems usually occur due to network errors, server downtime, incorrect beneficiary details, or issues at the bank’s end. The most common scenarios include a failed transaction where money is debited, double debit, or a payment sent to the wrong merchant. While many failed UPI transactions are auto-reversed within 24 to 48 hours, some require manual intervention. Before raising any complaint, it’s important to check the transaction status in your UPI app. Sometimes the payment may still be “pending” and gets resolved au...